
Types of Trucks We Insure
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Types of Trucks We Insure in Florida
Trucking businesses need more than basic insurance in Florida. You're on the road, some of you averaging 400 to 600 miles per day on dangerous highways, such as:
- I-4
- US-1
- I-95
- US-19
- US-41
- I-75
- I-10
From Southwest Florida to the Georgia line, truckers deal with urban congestion, construction, aggressive drivers and tourist traffic. Fleet owners are responsible for the actions of their truckers, and owner-operators must protect their best interests with comprehensive insurance coverage.
We know the risks of insurance gaps in your policies.
Trucking companies drive with confidence thanks to our wide range of insurance policies that include everything from general liability to trailer interchange insurance.
Our team of insurance experts will help you obtain the insurance coverage you need to get peace of mind that you're safe from claims of liability, property damage, libel, false advertising and more.
We help you drive with confidence.

Tractors - Semi-Trucks
Tractor-trailers are responsible for keeping the supply chain moving in the United States. Weighing up to 80,000 pounds and having a length of 48-53 feet, semi-truck accidents cause life-altering injuries.
Truckers, or the carriers they haul goods for, are liable for at-fault accidents.
Even if you're towing a trailer that you don't own (which is often the case), we have trailer interchange insurance options that shield you from potential liability claims. Our insurance experts will help draft a policy that offers multi-layer insurance that eliminates gaps and provides you with peace of mind.

Box Trucks
Box trucks are found all across Florida, delivering goods on local roads, in neighborhoods and in industrial complexes. From package delivery to light cargo, box trucks stay "local" for the most part, but are still involved in accidents and claims every day.
Our insurance agents help private carriers and solo operators protect against risks with multiple coverage options, including but not limited to:
- Liability insurance
- Physical damage insurance
- Cargo insurance
- Non-trucking liability insurance
For-hire truckers or fleets are often required to have motor truck general liability insurance to even be considered for loads.

Dump Trucks
Dump trucks are the heavy lifters of the hauling and construction industries. But their size and the materials they carry come with risks and serious responsibilities. We cover a wide range of dump trucks, from standard models to transfer dumps or side dumps. Our agents will build a policy that protects against accidents on the road or at the job site.

Pickup Trucks
Pickup trucks are a convenient way to haul goods. It's no wonder these vehicles are the backbone of many American businesses. We know that your pickup is so much more than just a vehicle. It's a primary tool for your trade and a mobile office.
From light-duty trucks to heavy-duty models, we help you find coverage that protects both your vehicles and the specialized equipment you carry.

Tow Trucks
Operating a towing business comes with its own unique liabilities, whether it's navigating heavy traffic to protecting a customer's vehicle while it's in your care. We provide insurance solutions for various types of tow trucks, including hook-and-chain or wheel-lift wreckers. Our policies cover the "what-ifs" of the roadside. From on-hook liability to garagekeepers insurance and specialized policies, our agents will help you find an insurance package that meets all of your needs.
How Much Trucking Insurance in Florida Costs
The cost of trucking insurance in Florida depends on several factors, including but not limited to:
- Cargo type
- Truck type
- Business type
- Type of driver's license
- Driver's personal driving record
- State and federal requirements
- So much more
Be prepared to provide this information to our agents to get an accurate quote. Our agents will crunch the numbers, assess your risks and help build a policy that meets regulations while fitting your budget.
Don't see the type of truck you or your employees drive on the list above?
We may still have insurance options for you.
Speak to one of our insurance specialists to learn how we can help you insure your truck and business.
